Protect Your Right to a Bankruptcy Discharge
The goal of bankruptcy is generally to discharge indebtedness. How much debt you can discharge depends on a number of factors: the secured or unsecured nature of the debt, the value of the collateral for secured claims (including home mortgages), and whether any exceptions to discharge cover particular debts, such as taxes or student loans.
To find out just how much debt you can get rid of through a bankruptcy discharge, and for sound approaches to dealing with the debts you can’t discharge, contact a bankruptcy attorney at the law firm of Steven E. Mirsky, LLC. We offer free consultations at each of our three locations in Rockville, Frederick and Laurel.
Call us toll free at 866-654-2003 for advice about your right to a discharge
The term “discharge” refers to two different things: walking away from a particular debt, and the general release of indebtedness when you’ve passed through Chapter 7 or Chapter 13. Early in the case, we’re most concerned about identifying the difference between dischargeable and nondischargeable debts.
In some cases, debts that appear to be nondischargeable turn out to be dischargeable after all. In other cases, a creditor might object to the discharge of a particular debt. We can help you meet an objection in a contested hearing in bankruptcy court if necessary.
More rarely, a creditor or your bankruptcy trustee might object to your general discharge on any of several grounds: you’ve received a discharge in bankruptcy within the previous eight years, you’ve failed to disclose valuable assets, or you’re alleged to have violated certain bankruptcy rules.
As your bankruptcy counsel, our job is to make sure that you understand your rights and obligations concerning a discharge, and to help you do what’s necessary to help you get the most out of your rights. With more than 30 years of experience in the bankruptcy courts of Maryland, we know how to help you avoid the mistakes that could interfere with your discharge.
To learn more about discharge and the best ways to avoid or deal with creditors’ objections, contact a knowledgeable lawyer at the offices of Steven E. Mirsky, LLC.
