Maryland and D.C. Personal Bankruptcy Lawyers

Stop Foreclosure and Save Your House If your home is at risk because your mortgage payments are too high, the best advice is seek help and contact us as soon as possible-even before you default on your mortgage payments. In the vast majority of cases, we can stop foreclosure and save our clients' homes.

Are you living with overwhelming debt? Are your mortgage payment, vehicle loans, credit card bills and other expenses causing stress in your everyday life? Are you facing creditor harassment, wage garnishment or tax liens?

At the law office of Steve E. Mirsky, LLC, we offer a variety options for obtaining debt relief, including alternative solutions. Bankruptcy lawyer Steve Mirsky has more than 30 years of experience helping people get out of debt and get a fresh start.

Take the first step and contact our law firm today to arrange your free consultation.

We Help Determine If Filing Bankruptcy Is the Best Choice for You

Many people assume that Chapter 7 or "straight" bankruptcy is no longer available, but that is simply not true. Most people do still qualify.

Chapter 7 or Chapter 13 bankruptcy can both offer debt relief. In a Chapter 7 bankruptcy, all qualifying debts are wiped out. In a Chapter 13 bankruptcy, you will have the opportunity to set up a plan to repay what you can afford of your debt over three to five years.

Debt Consolidation Loans and Credit Counseling Services May Not Be Your Best Option

Many people have seen ads for debt counselors on TV or the Internet. Unfortunately, consumers can be misled by these services. Debt services often charge high fees, resulting in minimal progress for consumers who want to pay off debt. With help from an experienced bankruptcy attorney, you can develop a realistic, affordable plan to catch up and eventually eliminate your debts—usually in five years or less.

Do You Have Unpaid Taxes or Student Loans? Filing Bankruptcy Could Help

Our firm helps people who have unpaid federal and state taxes. We communicate with taxing authorities on your behalf and are often able to negotiate offers in compromise. Older tax bills may be eligible for bankruptcy discharge.

We are also willing to help people obtain student loan hardship exemptions which, if you qualify, allow you to discharge some or all of your loans through bankruptcy.

Contact us now for more information about consumer bankruptcy and your options for debt relief. Our office hours are 9:00 a.m. to 5:00 p.m. with off-site, evening and weekend appointments available by request.

Payment Plans Accepted